If you are worried about investing your whole contribution into the market on a single day, with the possibility of market prices being less favourable than at another time, you can phase your contribution instead. Our phased investment service enables you to 'drip-feed' your money into the market over a given period, smoothing out the effects of market movements.

It involves holding your contributions in a fund of your choice (details in our Investment Choices list or the Life Account Fund Centre). The money is then progressively switched to the fund or funds of your choice, in the percentage you specify, on a monthly, quarterly, half-yearly or yearly basis. You can choose this option, and cancel it, in writing at any time. This option may, in certain circumstances, cease prior to the end of phasing period you chose. See Life Account 2 General Conditions for details.

Next page - Managing your Life Account 2

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